Home Affordable Refinance Program (HARP)

If you are “underwater” on your mortgage, but remain responsible on your monthly payments, then you may be eligible to refinance through HARP – aka the Home Affordable Refinance Program.

What is HARP?

HARP is designed to help responsible borrowers refinance for the purpose of securing a lower interest rate, a fixed rate mortgage, or a reduction in your mortgage’s term.

Furthermore, this program helps these borrowers regardless of whether or not they have any equity in their homes; hence the term “underwater.”

This program has been additionally designed to help homeowners who have not been able to find assistance refinancing elsewhere due to a decline in their home’s value.

Who is Eligible to Refinance?

You may be eligible to refinance with HARP through Forthright Funding if you meet the following criteria:

  • Own a 1 to 4-unit home as your primary residence, a 1-unit second home or a 1 to 4-unit investment property.
  • Your home must be owned or guaranteed by Freddie Mac or Fannie Mae (it still might be serviced by another lender you are making payments to); or
  • Your mortgage must have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009.
  • Not have been previously refinanced under HARP, unless it is a Fannie Mae loan that was refinanced under HARP between the months of March and May of 2009.

Please note that these criteria should only be used for guidance, and that you should contact Forthright Funding or live chat with us now to determine whether you are eligible for HARP.

*Information provided by MakingHomeAffordable.gov.

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Take our 30-second HARP quiz below to see if this option is right for you. If you qualify to refinance through HARP, you should contact us Forthright Funding at (855) 351-9522.

Do you owe more on your home than it is currently worth?

NO YES

Did you close your mortgage on or before May 31, 2009?

NOT SURE NO YES
You’re almost there… just one more short step to go! We need to verify your mortgage is owned by Fannie Mae or Freddie Mac (**your mortgage will be serviced by a lender other than Fannie Mae or Freddie Mac**). Complete the form below and we’ll contact you in a flash.
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You’re almost there… just one more short step to go! We need to verify your mortgage is owned by Fannie Mae or Freddie Mac (**your mortgage will be serviced by a lender other than Fannie Mae or Freddie Mac**). Complete the form below and we’ll contact you in a flash.
Please fill out all fields
Please confirm that you are the owner of this property, or have the consent of the owner to look up this information.
Tell Us About Yourself First Name *

Last Name *
Address: Street Address *

City *

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We can only provide a rate quote for states in which we are licensed to offer services.

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At Forthright, we will always treat you like a neighbor and not like a number. So, if you're ready to put down some roots or transplant the ones you have, please feel free to give us a call at
(855) 351-9522.

Headquarters
7585 E Redfield Rd
Suite 110
Scottsdale, AZ 85260

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P: (855) 351-9522
F: (480) 207-6007
E: info@forthrightfunding.com


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