Refinancing For Lower Interest Rates

If you already have a low-interest mortgage, you may not think it’s worth the effort to refinance. But the average 30-year fixed rate is hitting record lows . That means if you’re paying 4% or more, chances are you might be able to save money. In addition, the Fed has made moves to lower yields on long-term Treasuries, which influence the rate for long-term mortgages; thus, rates are as low as they have ever been.

Locking in a lower rate can cut your monthly payment, but you could also choose a shorter term and pay off your loan sooner. More than one-third of those who refinanced recently chose a term of 15 or 20 years, allowing them to retire their mortgages sooner and slash the amount of interest they’ll pay. We are one of the few lenders that offer terms from 8-30 years for most products.

Why is Forthright Funding the best option for you?

Speed and Ease of use. Our website is designed to easily guide you through the confusing process of applying for a loan. We inform you of all your options and make sure you make the right decision.

  1. Exclusive calculators to help you work out the numbers of every loan scenario.
  2. Members Only client area where you can communicate with your individual loan officer and transfer data and other documents pertaining to your loan.
  3. Most of our loans close in less than 30 days.
  4. Online chatting where you can discuss your options any time of the day.
  5. Best of all, hassle and pain free. It’s never been this easy.

What are our most popular loan options?

Conventional Loans (conforming)

  • Fixed Rate 8-30 year term
  • ARM 3, 5, 7 and 10 year fixed period

Interest Only

  • Interest Only Loan fixed or ARM
  • 30 Year fixed with a 10 or 15 year interest only period
  • ARM with 3, 5, 7 and 10 year fixed interest only period

FHA Loans

  • Fixed Rate 10-30 year terms
  • Adjustable Rates 3 and 5 year fixed period

VA Loans

  • Fixed Rate 10-30 year terms
  • Adjustable Rates 3 and 5 year fixed period

VA Jumbo Loans

  • Fixed Rate10-30 year terms
  • Adjustable Rates 3 and 5 year fixed period

Jumbo (Non-Conforming)

  • Adjustable Rates 3, 5, 7 and 10 year fixed period
  • Fixed Rate 15, 20, 25 and 30 year terms

Ready to fill out an application?

**The consumer’s total finance charge may be higher over the life of the loan by refinancing your current loan

Contact Us

Discover The Difference
At Forthright, we will always treat you like a neighbor and not like a number. So, if you're ready to put down some roots or transplant the ones you have, please feel free to give us a call at
(855) 351-9522.

7585 E Redfield Rd
Suite 110
Scottsdale, AZ 85260

Get In Touch
P: (855) 351-9522
F: (480) 207-6007


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