If you already have a low-interest mortgage, you may not think it’s worth the effort to refinance. But the average 30-year fixed rate is hitting record lows . That means if you’re paying 4% or more, chances are you might be able to save money. In addition, the Fed has made moves to lower yields on long-term Treasuries, which influence the rate for long-term mortgages; thus, rates are as low as they have ever been.
Locking in a lower rate can cut your monthly payment, but you could also choose a shorter term and pay off your loan sooner. More than one-third of those who refinanced recently chose a term of 15 or 20 years, allowing them to retire their mortgages sooner and slash the amount of interest they’ll pay. We are one of the few lenders that offer terms from 8-30 years for most products.
Speed and Ease of use. Our website is designed to easily guide you through the confusing process of applying for a loan. We inform you of all your options and make sure you make the right decision.
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Jumbo (Non-Conforming)