First Time
home Buyer

Think you are ready to dip into homeownership? Are you ready to embark on a fulfilling journey? Then Forthright Funding will guide you from beginning to end. As expert mortgage lending specialists, we take the time to thoroughly understand your home buying needs and to answer all of your questions so that you can make an informed decision.

Together, we can determine:

  • How much you can afford.
  • How much down payment you will need.
  • How much your monthly mortgage payments will be.

What Are the Benefits of Homeownership?

For first-time buyers, the decision to buy a home is the most important, not to mention probably the largest, financial decision you will ever have the pleasure of embarking on. As with virtually any large purchase you make, the decision to buy or not to buy should not be taken lightly. However, unlike renting, homeownership provides buyers with tangible benefits:

  • The ability to take control of your finances while creating a home that reflects your personality and style preferences to a tee.
  • The potential to grow your assets as your home equity (the difference between your home’s fair market value and its outstanding principal) increases.
  • The chance to deduct your mortgage’s interest, your home improvements, and your real estate property taxes on your income tax returns annually.*
  • The opportunity to create a strong credit history just by making your mortgage payments on-time each month for the duration of your mortgage term.

*We recommend you discuss this benefit with your tax advisor.

What Do I Need to Consider?

Sure, buying a home for the first time means you are partaking in the American Dream, but homeownership is also a serious commitment that will last you a long time. Therefore, you should give thought to both the financial and emotional factors that come hand in hand with homeownership, as well as the following:

  • The neighborhood you are considering – you will want to check for any crime reports, what the nearby schools are rated and what local amenities are available.
  • Find out what the home’s taxes, insurance, homeowner association dues and utility bills have been in the past to ensure that you will be able to afford these costs.
  • While budgeting for your new home, you should also plan for any repairs that be needed, as well as any home improvements you would like to make.

Get in Touch

If this is your first time taking a dip into the housing market, the best place to start is right here. Determine how much you can afford with our mortgage calculator. Or contact us for a hassle-free home buying experience at (855) 351-9522.

Ready to fill out an application?

Contact Us

Discover The Difference
At Forthright, we will always treat you like a neighbor and not like a number. So, if you're ready to put down some roots or transplant the ones you have, please feel free to give us a call at
(855) 351-9522.

Headquarters
7047 E Greenway Pkwy
Suite 300
Scottsdale, AZ 85254

Get In Touch
P: (855) 351-9522
F: (480) 207-6007
E: info@forthrightfunding.com


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